Am I eligible to apply?

• Local Connection you will have to have at least 12 months of local connection to the area you choose to live in to be on the register e.g. living, base of work or close family contact :- Parents, grandparents, siblings, adult children.
• The applicant will be required to comply with Local Connection criteria as noted on the property advert.

• Income from Employment/Self Employment (we will consider any additional payments and/or overtime if they are regular payments from your employer). **
• Carer’s Allowance – weekly in advance or every four weeks
• Child Benefit - usually every four weeks or weekly if the claimant is a single parent or they receive certain other benefits
• Tax Credits, such as Working Tax Credits – every four weeks or weekly
• Universal Credit – (including housing element) - every month
• Child Maintenance – would not require legal confirmation. We will accept this payment if it’s frequent and noted in the bank statements
• State & Private Pension.
• Foster Payments – if you have been fostering for over 6 months and the income is regular.
• We acknowledge that PIP/DLA is a source of income and it will be considered as income to enable an applicant to be placed on the Tai Teg register. When assessing an application for a specific property we will consider PIP/DLA as income towards housing costs only in appropriate cases and at our discretion (Main and Joint applicant only).

** Self-Employed - If you are self-employed the annual income that should be entered on your application as gross profit is the profit figure on your tax return (pages 13 or 14) not the turnover figure (as this is the amount of money taken by a business in a particular period and not counted as income. **

• Gross Household Income must be between £16,000 - £60,000 (you will need to check against the below re: minimum income required for size of property.

• Income required (Income has been calculated taking the average rents per intermediate rent property per landlord into consideration).

• 1 bed - £16,000 - £60,000
• 2 bed - £20,500 - £60,000
• 3 bed - £22,600 - £60,000
• 4+bed - £27,000 - £60,000

• Households must be able to afford the housing costs (‘rent’ inclusive of any service charges) and these should equate to no more than approximately 30% of your income. e.e. £16,000 x 30% = £4,800 / 12 (months) £400pcm - therefore the affordable rent would be in the region of £400pcm.

• If you do not have sufficient income for the size of property required then please contact the Social Housing Register to seek further advice and guidance.

• Age - you must be over 18 years of age.

• Income includes the following:
• Income from Employment/Self Employment
• Carer’s Allowance – weekly in advance or every four weeks
• Child Benefit - usually every four weeks or weekly if the claimant is a single parent or they receive certain other benefits
• Disability Living Allowance – usually every four weeks
• Personal Independence Payment – usually every four weeks
• Tax Credits, such as Working Tax Credits – every four weeks or weekly
• Universal Credit – (including housing element) - every month
• Child Maintenance – would not require legal confirmation. We will accept this payment if it’s frequent and noted in the bank statements
• State & Private Pension.
• Foster Payments – if you have been fostering for over 6 months and the income is regular.

• Affordable – you are unable to meet the affordability requirements for properties on the open market.

• Accommodation - the current home is unsuitable and does not meet your family's needs e.g
• due to family size - (evidence of overcrowding)
• affordability - (current rent is unaffordable)
• specific needs - (reviewed on a case by case)
• in need due to relationship breakdown and need to leave the rented property.

• Local Connection you will have to have at least 12 months of local connection to the area you choose to live in to be on the register e.g. living, base of work or close family contact :- Parents, grandparents, siblings, adult children. The applicant will be required to comply with Local Connection criteria as noted on the property advert.

• Applicant should have no more than £16,000 savings.

• A month's rent and a month’s deposit will usually be required, this will be noted on the property advert.

• Applicants must be in need of affordable housing.

• Applicants who apply for the intermediate rental properties will also be asked to complete a referencing procedure by the landlord. This is to ensure that they are financially stable enough to maintain a tenancy at the specified rent level and that they are suitable tenants. See scheme details for more information.

• Intermediate rent scheme is not eligible for mutual exchange

• Be British or an EU/EEA citizen, or have indefinite leave to remain

• Be over 18 years of age.
• Have a combined Gross household income of between £16,000 and £60,000. Each property will have a minimum income requirement as specified in the property advert.
• Not be eligible for housing benefit i.e. Housing element of Universal Credit.
• Local Connection - you will have to have at least 12 months of local connection to the area you choose to live in to be on the register e.g. living, working or close family contact :- Parents, grandparents, siblings, adult children.
• Not currently own a home anywhere in the world (unless a court order forces you to remain on the deeds of a property where your children live)
• Be unable to afford to buy a property suitable for your family size on the open market or through any other home ownership initiative
• Be able to afford the rent of your selected property
• Be British or an EU/EEA citizen, or have indefinite leave to remain
• Please note: we consider your credit history as part of the application for a rent to own property and we may ask for evidence of your credit rating.
• For more information please click on the link Rent to Own – Wales: Eligibility | GOV.WALES

Purchase -

• Be over 18 years of age.
• Gross household Income must be between £16,000 - £60,000.
• You will have to gain access to a mortgage or have sufficient savings and unable to purchase on the open market.
• Local Connection - you will have to have at least 12 months of local connection to the area you choose to live in to be on the register e.g. living, working or close family contact :- Parents, grandparents, siblings, adult children.
• Be unable to afford to buy a property suitable for your family size on the open market or through any other home ownership initiative.
• You must be able to show the Tai Teg either that you are not adequately housed or that you can no longer afford to occupy your current home. e.g be unable to afford to buy a property suitable for your family size on the open market or through any other home ownership initiative. You must sell your current home before you can be considered for a property through Tai Teg. As part of the process a copy of your completion statement will be required from your solicitor.
• Be British or an EU/EEA citizen, or have indefinite leave to remain.

To be eligible for Homebuy – Wales you must:

• Be over 18 years of age.
• Have a combined Gross household income of between £16,000 and £60,000.
• Local Connection - you will have to have at least 5 years of local connection to the area you choose to live in to be on the register e.g. living, working or close family contact :- Parents, grandparents, siblings, adult children. As each County has a different Local connection criteria, this will be noted on the scheme's advertisement.
• You must be able to show the local authority/Registered Social Landlord either that you are not adequately housed or that you can no longer afford to occupy your current home. e.g be unable to afford to buy a property suitable for your family size on the open market or through any other home ownership initiative
• Not be able to buy a home suitable for your needs without help from Homebuy – Wales.
• Be able to obtain a mortgage to cover your contribution and have savings to cover the other costs of buying a home.
• Be able to meet the specific criteria set by each local authority/Registered Social Landlord which operate the scheme.
• Applicants can be in receipt of Housing Benefit or have been in receipt of Housing Benefit in the 12 months prior to their application, but must meet the other criteria, and lenders affordability assessments. However, once applicants are homeowners, they may not be able to claim housing benefit but additional support may be provided via Support for Mortgage Interest (SMI)
• Be British or an EU/EEA citizen, or have indefinite leave to remain.
• Click on the link for more information Homebuy – Wales: Eligibility | GOV.WALES

• Be over 18 years of age.
• Have a combined Gross household income of between £16,000 and £60,000.
• Be able to obtain a mortgage and have savings to cover the other costs of building a home.
• Not be able to buy a home suitable for your needs on the open market.
• Not currently own a home anywhere in the world (unless a court order forces you to remain on the deeds of a property where your children live) or if you currently own a home you are able to show the local authority that the current home is unsuitable and does not meet your family's needs.
• Be able to meet the specific criteria set by each local authority in regards to self build. Please refer to the Local Authority Supplementary Planning Guidance for Affordable Homes.
• Be British or an EU/EEA citizen, or have indefinite leave to remain.
• Local Connection - each Local Authority will have their own local connection criteria/policy please contact the planning department for guidance & advice.

• Self-Employed - If you are self-employed the annual income that should be entered on your application as gross profit is the profit figure on your tax return (pages 13 or 14) not the turnover figure (as this is the amount of money taken by a business in a particular period and not counted as income.
• Service Personnel – If you have recently left the service and the income is 'zero' . There is a need to have a local connection as specified above and in time applicant must meet the income threshold criteria.
• For definitions of Housing Need and Affordable Housing as specified by the Welsh Government please see link below (page 19 onwards). https://gov.wales/sites/defaul...

• If you have been declined to be placed on the Tai Teg register and you have additional information that we can consider that you have not included in your original application form then please contact us.
• We can review our decision by asking you to re-submit your revised application for further consideration.
• If you have no additional information to provide as part of the appeal process then the decision to refuse the application will remain.